Student Education loans in India

Here know the complete information about Student Education Loans offered by HDFC Bank India.


Education Loan for Studies in India and Abroad

Eligibility for Education Loan
  • Must be an Indian National.
Eligible Courses for Education Loan
  • Graduation, Post-graduation including technical / professional courses from recognized universities.
  • Computer certificate courses from reputed institutes accredited to department of electronics of institutes affiliated to university.
  • Courses like ICWA, CA, CFA and courses conducted by IIM, IIT, IISc, XLRI, NIFT and courses approved by UGC / Govt. / AICTE / AIBMS / ICMR etc.
Expenses considered for Education Loan
  • Fee payable to college/school/hostel
  • Payment of course fees
  • Purchase of books/equipments/instruments/uniforms and computer/laptops
  • Examination/Library/Laboratory fee
  • Other expense that are required to complete the course - like study tours, project work, thesis, etc.
Quantum of Finance
Need based finance upto Rs. 15.00 lacs.
  • Upto Rs.7.5 lacs - NIL
  • Above Rs. 7.5 lacs: Wider range of collateral for loans
Loan available upto tenure of 7 years including moratorium period. Repayment to start 1 year after course completion / 6 months after obtaining employment (whichever is earlier)
For more details visit HDFC Bank official website:

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